Tag: Estate Planning
Roles and Responsibilities of a Financial Advisor (EP. 76)

Roles and Responsibilities of a Financial Advisor (EP. 76)

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Planning for retirement and ensuring financial security in the post-retirement years involves more than just accumulating wealth through savings and investments; it encompasses cultivating the comfort and confidence to meet present and future needs.

Achieving this security begins with creating a good retirement budget, a strategic tool that lays the groundwork for a stable and worry-free financial journey throughout one’s retirement years.

In this episode, David Pulcini, the Managing Partner at SixPoint Financial Partners, delves into why working with a Financial Advisor is essential. Moreover, he shares invaluable insights on how to create a good retirement budget.

Additionally, he uncovers the 5 biggest retirement planning mistakes that people make and guides the listeners through 8 essential action steps to enhance their retirement planning.

Tune in for a wealth of knowledge that will transform your approach to retirement planning.

 

Watch The Full Episode on Youtube: https://youtu.be/8MR3eK_Ac38

 

During this episode, you will learn about:

[01:17] What is the point of working with a Financial Advisor?

[02:00] The meaning of financial security 

[02:59] How to create a good retirement budget

[04:58] https://sixpointfp.com/

[06:00] 5 Biggest retirement planning mistakes that people make

[13:55] What does SixPoint mean?

Website: https://sixpointfp.com/

[14:34] 8 Essential action steps to enhance your retirement planning

Step #1 Determine your financial needs 

Step #2 Identify funding sources

Step #3 Plan backwards for saving

Step #4 Align investments with your goals 

Step #5 Maximize social security & pensions 

Step #6 Minimize your taxes legally

Step #7 Update legal documents
Step #8 Conduct annual reviews

[15:59] Connect with David Pulcini: https://sixpointfp.com/

 

Key Takeaways: 

  • “Financial security is not just about the numbers in your bank account or investments; it’s about the comfort and confidence that you can meet your needs today and in the future.” ~David Pulcini [02:03]
  • “Taxes don’t retire when you do.” ~David Pulcini [07:41]
  • Effective estate planning ensures that your assets are distributed according to your wishes, providing clarity and ease for your loved ones. [12:27]

 

Book Time with David Pulcini:

 

Connect with David Pulcini:

View The Full Episode Transcript Here

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Financial Planning for Medical Sales Reps at SixPoint Financial Partners with Marshal Scheidt (Ep. 60)

Financial Planning for Medical Sales Reps at SixPoint Financial Partners with Marshal Scheidt (Ep. 60)

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Focusing on a specific group or niche can be advantageous as it allows us to address their common issues and concerns and help them with their finances. 

Curious about how and why SixPoint helps medical sales professionals?

In this episode, David Pulcini chats with Marshal Scheidt, partner at SixPoint Financial Partners, who specializes in providing financial planning to medical salespeople. Marshal shares his process when working with medical sales professionals, the unique challenges they face and emphasizes the importance of keeping a steady financial plan.

Marshal discusses: 

  • Why he enjoys working with medical sales professionals and the common pain points they face
  • What he does to help newer medical sales professionals
  • The challenges faced by clients who have been in the business for 20-30 years
  • His process for working with medical sales professionals
  • A success story of how he earned the trust of a skeptical client who was hesitant to meet with a financial advisor
  • The process and meetings needed when meeting new clients
  • And more!

Book Time with David Pulcini:

Connect with David Pulcini: 

Connect with Marshal Scheidt: 

About our Guest: 

Marshal Scheidt takes a tremendous amount of pride in helping his clients envision and accomplish their goals. Whether these goals pertain to their financial lives or are personal objectives, he takes a stake in helping his clients grow and improve on many levels. 

Graduated in 2015 from SUNY Brockport where he earned a Bachelor of Science degree in Finance, as well as Business Administration with a concentration in Management.

Marshal’s business practice is focused on providing comprehensive financial planning, risk management and retirement income strategies to help individuals find success and peace of mind.

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Estate Planning – Part Five of Six Points of Financial Planning with Neil Lyons, ESQ (Ep. 32)

Estate Planning – Part Five of Six Points of Financial Planning with Neil Lyons, ESQ (Ep. 32)

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Planning for the future can feel overwhelming, and knowing how to properly manage your estate in your later years can seem intimidating. 

But it doesn’t have to be a difficult process!

In this episode, David Pulcini talks to attorney Neil Lyons, ESQ, from Luhrsen Goldberg to remove the confusion and stress from estate planning. David and Neil explain why estate planning is often overlooked, but is such an important part of one’s financial wellbeing. 

David and Neil discuss: 

  • How relocation affects your estate plan
  • What can happen if you don’t address changes in your estate plan before you move states
  • Assisted living and estate planning
  • How much time it takes to make a accurate and actionable estate plan
  • What can happen when your beneficiaries don’t line up on all your documents 
  • And more

Connect with David Pulcini: 

Connect with Neil Lyons:

About our Guest: Neil Lyons, ESQ, practices extensively in the realm of estate planning, elder law, and trust and probate administration. In this arena and since 2015, he has put his legal knowledge and desire to helping others to good end, contributing more than 500 hours of pro bono legal services to Sarasota and Manatee County residents.

Neil’s good deeds have been widely recognized, including by the Sarasota County Bar Association, which in 2018 awarded him with its Distinguished Community Service Award for “his dedication to helping the cause of the defenseless and oppressed through his countless hours of pro bono legal services.” More recently, in 2019, the Florida Bar recognized this with its President’s Pro Bono Service Award. 

Neil earned his Juris Doctor degree from Stetson University College of Law in 2011. Neil earned his Bachelor of Arts Degree with a major in History from the University of South Florida in 2004. He then went on to earn his Master’s Degree in Education from the University of South Florida in 2008. 

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Episode 14: The Importance of Estate Planning — With Attorney Jerry Antetomaso

Episode 14: The Importance of Estate Planning — With Attorney Jerry Antetomaso

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Why is estate planning such an important part of your overall financial plan?

In this episode, David Pulcini speaks with Jerry Antetomaso, partner and attorney at Evans Fox LLP, about the value of estate planning. Jerry shares what estate planning really entails, and describes a couple horror stories you won’t be able to forget.

You’ll learn:

  • Why it’s so important that you have estate plan in place
  • The details of a couple of estate planning horror stories and lessons 
  • What the estate planning process looks like with attorney Jerry Antetomaso
  • And more!

Tune in today to learn about the importance of estate planning as a part of your overall financial plan!

Resources: Connect with David on Linkedin | SixPoint Financial Partners | Evans Fox LLP: (585) 787-7000 | Connect With Jerry Antetomaso on Linkedin | Email Jerry | Episode 8: Think You Don’t Need a Financial Advisor? Here’s Why You Better Think Again

Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.

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