Tag Archives: Rochester

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Episode 6: A Deep Dive Into Social Security: Part 1



Understanding your Social Security benefits can be tricky, especially when you don’t know the right questions to ask or what information you should be providing your financial advisor.

In today’s episode, David Pulcini aims to help you build your Social Security knowledge by answering frequently asked Social Security questions and by breaking down how the system works.

In this episode, you’ll learn:

  • The history of Social Security 
  • How much the average person pays into Social Security  
  • When you can start collecting your Social Security benefit  
  • How and when you should apply for Social Security
  • Changes that could be made to Social Security to ensure it never runs out of money  
  • And more!

Join David now to start building your Social Security knowledge!

Resources: Connect with David on Linkedin | SixPoint Financial Partners 

Securities offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA)an SEC Registered Investment Advisor. Six Point Financial is not affiliated with APFS and APA.This material is for informational purposes only. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.


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Episode 5 – 4 Retirement Planning Mistakes Healthcare Workers Should Avoid



After working alongside countless healthcare workers as they prepare for their retirements, David Pulcini has found four common mistakes these types of professionals tend to make with their retirement planning.

To help you avoid making the same mistakes, David is breaking down these key mistakes in today’s episode, detailing ways you can avoid them for a stronger financial future!

In this episode, you will learn:

  • Why you should be regularly reviewing your benefits
  • The impact these mistakes can have on your retirement planning
  • Tips for saving on taxes 
  • The importance of managing your retirement accounts correctly
  • And more!

Tune in today to learn how you can avoid these common planning mistakes!

Resources: Connect with David on Linkedin | SixPoint Financial Partners | Rochester Regional Health and Six Point Financial Partners Video | Rochester Regional Health Pension and Defined Benefit Plan Class Video 

Securities offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA)an SEC Registered Investment Advisor. Six Point Financial is not affiliated with APFS and APA.This material is for informational purposes only. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.


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Episode 4 — 10 Questions You Should Be Asking Your Financial Professional



You should never be reluctant or afraid to ask questions when working with your financial professional! 

In fact, there are certain questions you SHOULD be asking your advisor.

In this episode, David Pulcini takes you through questions you should be asking your financial professional so that you can feel confident in your client-advisor relationship as you work together towards a brighter financial future.

In this episode, you will learn:

  • Why you should ask your advisor how long they’ve been working 
  • How often you should be communicating with your advisor
  • Why you should know what will happen with your accounts if something were to happen to your financial professional
  • The importance of knowing how your advisor is paid
  • And more!

Tune in today to find out what questions you should be asking your financial professional! 

Resources: Connect with David on Linkedin | SixPoint Financial Partners | Questions for Advisors

Securities offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA)an SEC Registered Investment Advisor. Six Point Financial is not affiliated with APFS and APA.This material is for informational purposes only. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.


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Episode 3 — The ‘Think About It’ Process for Building a Brighter Financial Future Together



SixPoints Financial Partners wants you to know exactly where you stand and how they can help before you pay them a single dollar. 

That’s why they created their ‘Think About It’ process.

In today’s episode, David Pulcini introduces the ‘Think About It’ process and the six steps it includes to provide you with the framework you need for making an informed decision about working together. 

In this episode, you will learn:

  • Why the ‘Think About It’ process was created
  • The six-step process prospective clients go through
  • About the secret seventh step
  • David’s philosophy on how clients and advisors should work together 
  • And more!

Tune in now to learn how SixPoint’s ‘Think About It’ process can help you decide whether they will be the best fit for you!

Resources: Connect with David on Linkedin | SixPoint Financial Partners | SixPoint’s ‘Think About It’ Process

Securities offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA)an SEC Registered Investment Advisor. Six Point Financial is not affiliated with APFS and APA.This material is for informational purposes only. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.


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Episode 2 — The Six Points of Your Financial Plan



SixPoint Financial Partners is built upon six planning pillars that will point you towards a brighter financial future. 

In this episode, join David Pulcini as he breaks down these key pillars by detailing the story behind SixPoint Financial and how it cultivated its focus on delivering top-notch financial services to clients.

In this episode, you will learn:

  • The history behind SixPoint Financial Services
  • The six points of comprehensive financial planning
  • How to minimize your taxes
  • How often should clients reach out to their advisors 
  • And more!

Tune in and discover the six points of planning that will help lead you towards the financial future you desire!

Resources: Connect with David on Linkedin | SixPoint Financial Partners 

Securities offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA)an SEC Registered Investment Advisor. SixPoint Financial is not affiliated with APFS and APA.This material is for informational purposes only. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.


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Episode 1 — Welcome to the Dear Rochester, Retire Well Podcast!



Welcome to Dear Rochester, Retire Well with David Pulcini of Six Point Financial Partners!

With this podcast, get ready to take the first step towards a brighter financial tomorrow with David as your guide. In each episode, David will help you explore ways you can build your wealth while minimizing risk with a multifaceted, comprehensive approach to personal finance.  

In this inaugural episode, meet David. Discover everything about him from how he got into the financial industry and the work he does with clients to what he does for fun when he’s off the clock!

In this episode, you will learn:

  • About David’s journey into the financial industry
  • Who makes up the Six Point Financial Partners team
  • Six Point Financial Partners’ ideal client
  • Who David is outside of the office
  • And more!

Tune in now for your official introduction to the Dear Rochester, Retire Well podcast!

Resources: Connect with David on Linkedin | Six Point Financial Partners 

Securities offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA)an SEC Registered Investment Advisor. Six Point Financial is not affiliated with APFS and APA.This material is for informational purposes only. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.