In this episode, I sit down with Brian Chapman of JD Chapman Insurance Agency — an independent, family-owned fiduciary insurance agency who has been serving the community for over 60 years!
Brian and his team are a wealth of knowledge when it comes to insurance. He can be reached at:
The information represents the views and opinions of the guest and does not necessarily represent the views and opinions of SixPoint Financial Partners.
The content has been made available for informational and educational purposes only.
The content is not intended to be a substitute for professional investing advice.
Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning.
There’s a saying, “You don’t know you need it until it’s too late.”
That could not be more true than when it comes to handling personal injury claims and coverage. Don’t leave yourself unprotected when the unexpected happens.
In this episode, David Pulcini sits down with Christina A. Goldberg, ESQ, Shareholder and Attorney at Luhrsen and Goldberg, and Co-Founder of Law Power By Women to talk about everything you didn’t know, but need to know about the legal field of personal injury.
David and Christina discuss:
What Christina handles in her practice
How far back you can go to claim a injury and when you should start your claim
The process Christina and her firm go through when a client reaches out to them for legal help
The truth behind “We don’t get paid unless you get paid”
What to expect after filing a personal injury claim
Common mistakes people make when it comes to handling their own personal injury coverage
About our Guest: Christina focuses her practice primarily upon Plaintiff’s Personal Injury, which encompasses, but is not limited to, car crashes, slip/trip-and-fall accidents, motorcycle accidents, catastrophic injuries, wrongful death, homeowner negligence, and other negligent injury claims. Christina also handles Personal Injury Protection (PIP) Litigation on behalf of doctors who have been unfairly denied payment by insurance carriers, and has also represented those who are disabled in Social Security Disability cases.
Christina has a long history of success in firm management and production. Prior to founding Luhrsen Goldberg, LLC with her partner, Julie S. Luhrsen, Esq., with whom Christina has reunited after the pair met and worked together from 2007 to 2009, Christina was the Managing Shareholder of the Law Offices of Barak & Goldberg, P.A.. In 2010, although a Plaintiff’s lawyer at heart, Christina was offered the opportunity to open, organize, and oversee the fourth statewide office for a very well-known Florida insurance defense firm. Two years later, having obtained very valuable insight into how, exactly, “big insurance” views the claims made by its insureds, Christina followed her heart and her talents back to Plaintiff’s work, representing individual victims of others’ negligence.
Christina earned her Juris Doctor degree from Stetson University College of Law in 2007, graduating in the top third of her class. While at Stetson, she served and competed in national competitions as a member of Stetson’s nationally ranked Alternate Dispute Resolution Board, and additionally served as a Teaching Fellow, a distinguished position only bestowed upon those students with an exhibited mastery of legal writing and research skills. Christina is licensed to practice before all Florida State Courts, Florida’s Second District Court of Appeals, is a Certified County Court Mediator, a Sarasota County Guardian ad Litem, holds memberships with the local Sarasota and Manatee County Bar Associations, is a Board Member of The Mark Wandall Foundation and is a member of the Florida Justice Association. She also previously served as an Advisory Board Member of the Lakewood Ranch YMCA.
Christina was born and raised in Sarasota and currently lives in the Lakewood Ranch area. She is the proud parent of one son.
You never know what is going to happen tomorrow. That is why it is so important to plan ahead for whatever life might throw your way.
One of the best ways to do that is by having a well-thought-out risk management plan, and insurance coverage to protect your money through life’s toughest obstacles.
In this episode, David Pulcini speaks to Eric Eveland, insurance specialist and broker manager at KAFL Inc. about different forms of risk management and why it can be different for different people. David and Eric discuss how age, occupation and overall financial goals impact an individual’s risk management.
David and Eric discuss:
The different stages of insurance planning
The importance of disability insurance throughout your life
Employee coverage vs. private coverage
Term insurance for temporary needs
Different options for long-term care and how much they might cost
About our Guest: Eric came to KAFL in September 2012, bringing with him a wealth of knowledge in the insurance industry. Once he had completed his Bachelors Degree in Financial Planning, he began his profession in a local career agency where he learned the necessary tools which built the framework of the business he does today. Deciding that he would like to take a more consultative approach to his career; he began working as a Broker Manager at KAFL, supporting advisors and agents with designing, marketing and implementing wealth transfer strategies.
His desire for knowledge and his passion for growth has made him an innovative team member and a valuable asset to KAFL.
Now more than ever, people are concerned about their financial health and wellness, and whether they will be protected if an unexpected crisis should occur. But for many, understanding the Medicaid eligibility rules can be even more complicated.
In part one of this mini-series, David Pulcini speaks with attorney Ken Kraus about the importance of proper Medicaid planning. David and Ken walk you through some of the initial steps you need to take to ensure your financial safety in the event of a crisis.
David and Ken discuss:
What Medicaid is and how an attorney can help you with the benefits
What you can do to protect your assets from unexpected costs that come with crises
The difference between reactive and proactive planning
The importance of proper financial planning when it comes to applying for Medicaid
And so more valuable information you need to know!
About our Guest: Kenneth R. Kraus is a partner of the firm Evans Fox, and a graduate of the SUNY at Buffalo Law School and a graduate of Canisius College in Buffalo, New York. Ken is an active member of the Trust and Estates and Elder Law Sections of the New York State and Monroe County Bar Associations, the Estate Planning Council of Rochester, NY, and the National Academy of Elder Law Attorneys, Inc.
Ken works with families to help them understand the complexities of long-term care financing, including Medicare, Medicaid, home care and nursing home planning. Ken helps individuals and families prepare their estate plan, including Wills, asset protection Trusts, Supplemental Needs Trusts (SNTs), Powers of Attorney and Health Care Proxies. He also assists with the probate process including the preparation of income, fiduciary, gift and estate tax returns and the sale of real estate.
Find out with David Pulcini and guest Matt Drummond, national sales director at PCS Retirement, LLC, as they answer your questions and concerns about 403(b) plans and share the most common mistakes their clients make when planning for retirement!
In this episode, you’ll learn:
The answers to your commonly asked questions about 403(b) plans
Common mistakes clients make in 403(b) plans
Potential 403(b) plan horror stories
Trends and shifts in 403(b) plans
And more!
Tune in to discover more about 403(b) planning today!
Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
Why is estate planning such an important part of your overall financial plan?
In this episode, David Pulcini speaks with Jerry Antetomaso, partner and attorney at Evans Fox LLP, about the value of estate planning. Jerry shares what estate planning really entails, and describes a couple horror stories you won’t be able to forget.
You’ll learn:
Why it’s so important that you have estate plan in place
The details of a couple of estate planning horror stories and lessons
What the estate planning process looks like with attorney Jerry Antetomaso
And more!
Tune in today to learn about the importance of estate planning as a part of your overall financial plan!
Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
Your financial mistakes may be costing you a fortune when you’re not even aware of it.
In this episode, David Pulcini reveals real-life stories, situations, and insight he’s gathered by working with clients that have lost millions of dollars making the same eight mistakes you are currently making today.
In this episode, you’ll learn:
The eight mistakes you may be making that can cost you a fortune
Why guarantees are not cash value
Why you should reconsider naming your child as your beneficiary when they’re a minor
And more!
Listen in to hear some of the financial mistakes that you’re making now that will cost you millions!
Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
When most people think of financial advisors, they think of investing, and that’s correct; an advisor’s job is to assist with the investing of their clients’ accounts and to ensure that those investments are in line with the clients’ objectives.
But many times, financial advisors turn to professional asset managers to help with their investing decisions. These are the people who keep a close eye on the markets and ideally, pick the best stocks to invest in.
Today, David Pulcini talks to Peter Andersen, founder of Andersen Capital Management. Peter has managed money for a range of clients since 1993, including managing various mutual funds, writing for Forbes Magazine, and making regular appearances on CNBC and Fox Business. Together, Peter and David discuss the importance of choosing financial advisors and fund managers that help ensure that your investments match your ideal goals.
In this episode, you’ll learn:
What Peter Andersen does, and how he makes money from managing your stocks
Peter Andersen’s process in choosing a stock and the “themes” he invests in
Peter Andersen’s view on Bitcoin
About the Weather Mark Equity Strategy
Where Peter Andersen sees the S&P 500 by the end of 2021
And more!
Now is your chance to learn more about professional asset managers and their role in helping you achieve your investment objectives. Tune in today!
Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
While pensions may not be as prevalent as they once were, if you have one, you probably want to make the most of what you’re getting from it. After all, your pension will be one of the biggest decisions you’ll ever have to make, and you want to make sure you get it right.
That’s why, today, David Pulcini sits down to dive into the world of pensions and what you need to know to take yours in a way that will benefit you. He explains what a pension is, how it differs from a 401(k) and 403(b), and how to avoid common pension mistakes.
In this episode, you’ll learn:
Why the pension landscape is changing
What you need to consider when taking your pension
How pensions are typically calculated
Ways your pension can fit into your retirement picture
Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
Employer insurance and benefits are a critical part of any business. Whether you’re an employee or a business owner, it’s important to review company offerings regularly so that you can make the most of your insurance and benefits.
In this episode, David Pulcini talks with Mike Mancuso, an associate partner with the fastest-growing independent agency in the Rochester area, Lawley Insurance. Mike details the ways both business owners and employees can benefit from professional guidance around insurance and benefits and shares ways he can help uncover the right strategy for you.
In this episode, you’ll learn:
What working with Mike and his team looks like for both employees and business owners
Ways Mike helps clients drive down insurance costs
How much companies really pay to offer employees insurance and benefits
Insurance considerations for employees and business owners
And more!
Tune in now as Mike Mancuso shares an inside look at employee benefits and insurance!
Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.
